October 19th, 2005

[xkcd] Rapture

(no subject)

My mother has about $45 in her bank account. That has to last us until next friday.

My next ring payment is due Nov. 4th and she still owes me $100 plus $150 next week.

Stephen doesn't get his SSDI Check until that week, but I don't want to ask him to cover me.

The gist of all this is that my family is pretty damn broke. My mom's budget has flown out the window and I'm really worried about her. I don't think my dad even knows about our money problems and he keeps wanting to blast through the cash like we have it. Problem is, we don't. I'm seriously scared that we're gonna get into some bad financial trouble now. I told my mom that a $300 truck payment was too much, but it's her fault for letting my dad go and pick out a new truck in AUGUST. She knows that all the bills come due in August or September and still she let him do it.

I'm just really worried now. If I get behind on my payments, it will ruin my credit and I'd rather not start that now. -sigh- Then, on top of it all, I keep seeing on TV how the government is raising interest rates and making it harder and harder for the middle class to do anything but owe more money. My family is barely middle class. We make probably $5,000 above the national poverty line. Okay, so around here that's pretty decent money, but with everything going up it's not enough to support us. We've made it through tougher times before, but this is just wearing on my nerves because it's messing with my education and bills. I'm working for my mom cleaning house and if she can't pay me, I can't pay my bills.

I guess I'm going to have to break down and get a real job now. I like cleaning the house. It's easy and the house looks great. I'm proud of my work even though some days I don't do as well as others. But I'm not afraid to invite people over because I know the house will be clean since I do the work. It's not like before, ya know. When there was no telling who was cleaning the house that day and it was always a big fight to get everything done. >_<

Well. I've got to go do some slides now.

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